State-Specific Disclosures

Important Information for Residents of Specific States

General Notice

Auto Loan Pro operates as an online auto loan marketplace connecting consumers with licensed lenders. The following state-specific disclosures apply to residents of certain states. If your state is not listed below, additional disclosures may still apply based on your state's consumer protection and lending laws.

Important: Auto Loan Pro is not a lender and does not originate, fund, or service loans. We are a marketplace that connects consumers with third-party lenders. All loan products, rates, terms, and approval decisions are made by the participating lenders.

Texas Residents

Texas Finance Code Notice:

Auto Loan Pro LLC is headquartered in Austin, Texas. We are not a licensed lender under the Texas Finance Code or the Texas Credit Services Organization Act. We do not make loans, extend credit, or charge fees for credit services.

Auto Loan Pro operates as a marketplace connecting consumers with licensed lenders who are authorized to make loans in Texas. Each lender in our network that operates in Texas holds the appropriate licenses or exemptions required under Texas law.

Texas Consumer Credit Code:

Loans made by lenders in our network to Texas residents are governed by the Texas Finance Code and may be subject to rate caps, disclosure requirements, and other consumer protections under Texas law. Contact the lender directly for information about their Texas licensing and compliance.

Texas Office of Consumer Credit Commissioner:

If you have questions or complaints regarding a lender's compliance with Texas lending laws, you may contact:

  • Office of Consumer Credit Commissioner (OCCC)
  • 2601 N. Lamar Blvd., Austin, TX 78705
  • Phone: 1-800-538-1579
  • Website: occc.texas.gov

California Residents

California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA):

California residents have additional privacy rights under the CCPA and CPRA. For detailed information about your California privacy rights, including the right to know, delete, correct, and opt out of the sale or sharing of personal information, please see our Privacy Policy.

California Finance Lenders Law:

Lenders in our network that make loans to California residents are required to be licensed under the California Finance Lenders Law (CFLL) or the California Residential Mortgage Lending Act (CRMLA), or must be exempt from licensing. Auto Loan Pro does not hold a California Finance Lenders License or California Residential Mortgage Lender License because we do not make loans.

California Department of Financial Protection and Innovation (DFPI):

Licensed lenders operating in California are regulated by the California DFPI. If you have questions or complaints about a lender, contact:

  • California Department of Financial Protection and Innovation
  • 2101 Arena Blvd., Sacramento, CA 95834
  • Phone: 1-866-275-2677
  • Website: dfpi.ca.gov

California Credit Discrimination Notice:

Pursuant to California Civil Code Section 1812.30, the married California applicant may apply for a separate account. California residents are protected by the Unruh Civil Rights Act and the California Fair Employment and Housing Act from discrimination based on protected characteristics.

New York Residents

New York Department of Financial Services (DFS) Notice:

Lenders operating in New York are regulated by the New York Department of Financial Services. Auto Loan Pro does not hold a lending license in New York because we are not a lender.

New York Banking Law:

Loans made by lenders in our network to New York residents are subject to the New York Banking Law, which may include interest rate caps, disclosure requirements, and licensing requirements for lenders.

Complaints:

If you have complaints or questions regarding a lender's compliance with New York law, contact:

  • New York Department of Financial Services
  • One State Street, New York, NY 10004
  • Phone: 1-800-342-3736
  • Website: dfs.ny.gov

Florida Residents

Florida Consumer Finance Act Notice:

Lenders making consumer finance loans in Florida are required to be licensed under the Florida Consumer Finance Act. Auto Loan Pro is not a licensed lender in Florida and does not make consumer finance loans.

Florida Office of Financial Regulation:

Licensed lenders in Florida are regulated by the Florida Office of Financial Regulation. For questions or complaints about a lender, contact:

  • Florida Office of Financial Regulation
  • 200 East Gaines Street, Tallahassee, FL 32399
  • Phone: 1-850-487-9687
  • Website: flofr.gov

Illinois Residents

Illinois Consumer Installment Loan Act Notice:

Lenders making consumer installment loans in Illinois may be required to be licensed under the Illinois Consumer Installment Loan Act (CILA). Auto Loan Pro does not hold an Illinois lending license because we are not a lender.

Illinois Department of Financial and Professional Regulation:

For questions or complaints about a lender in Illinois, contact:

  • Illinois Department of Financial and Professional Regulation
  • 320 West Washington Street, Springfield, IL 62786
  • Phone: 1-888-473-4858
  • Website: idfpr.com

Ohio Residents

Ohio Mortgage Loan Act Notice:

Auto Loan Pro does not hold an Ohio Mortgage Loan Act license or a Certificate of Registration as a Mortgage Broker because we do not make loans or broker loans.

Ohio Division of Financial Institutions:

Lenders operating in Ohio are regulated by the Ohio Division of Financial Institutions. For questions or complaints, contact:

  • Ohio Division of Financial Institutions
  • 77 South High Street, 21st Floor, Columbus, OH 43215
  • Phone: 1-866-278-0003
  • Website: com.ohio.gov/fid

Massachusetts Residents

Massachusetts Division of Banks Notice:

Lenders making loans in Massachusetts are regulated by the Massachusetts Division of Banks. Auto Loan Pro does not hold a Massachusetts lending license.

Complaints:

For questions or complaints about a lender in Massachusetts, contact:

  • Massachusetts Division of Banks
  • 1000 Washington Street, Boston, MA 02118
  • Phone: 1-800-495-2265
  • Website: mass.gov/dob

Arizona Residents

Arizona Community Property Notice:

Arizona is a community property state. If you are married and applying for individual credit, certain income and property considerations may apply. Consult with the lender for details.

Arizona Department of Insurance and Financial Institutions:

For questions or complaints about a lender in Arizona, contact:

  • Arizona Department of Insurance and Financial Institutions
  • 100 North 15th Avenue, Suite 261, Phoenix, AZ 85007
  • Phone: 1-602-364-3100
  • Website: difi.az.gov

Washington Residents

Washington State Consumer Loan Act Notice:

Lenders making consumer loans in Washington are subject to the Washington State Consumer Loan Act. Auto Loan Pro does not hold a Washington consumer loan license because we do not make loans.

Washington Department of Financial Institutions:

For questions or complaints, contact:

  • Washington Department of Financial Institutions
  • P.O. Box 41200, Olympia, WA 98504-1200
  • Phone: 1-877-746-4334
  • Website: dfi.wa.gov

Nevada Residents

Nevada Community Property Notice:

Nevada is a community property state. If you are married and applying for individual credit, certain considerations may apply.

Nevada Department of Business and Industry, Financial Institutions Division:

For questions or complaints about a lender in Nevada, contact:

  • Nevada Financial Institutions Division
  • 1830 College Parkway, Suite 100, Carson City, NV 89706
  • Phone: 1-775-684-2999
  • Website: fid.nv.gov

Other States

If you reside in a state not listed above, state-specific lending laws, licensing requirements, and consumer protections may still apply. Lenders in the Auto Loan Pro network are required to comply with all applicable state and federal laws.

For information about your state's consumer lending laws and regulatory agencies, consult your state's banking or financial services department.

NMLS Consumer Access

Many lenders in our network are registered with the Nationwide Multistate Licensing System (NMLS). You can verify a lender's license status and view regulatory information at:

Auto Loan Pro NMLS Status: Not applicable. Auto Loan Pro is not a lender, mortgage broker, or loan originator and is not required to be licensed under the SAFE Act or state licensing laws.

Contact Auto Loan Pro

If you have questions about state-specific disclosures or regulatory compliance, please contact us at:

Auto Loan Pro LLC
Email: legal@autoloanpro.co
Address: Austin, Texas

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