Privacy Policy (Plain English)

We believe privacy policies should be readable by humans, not just lawyers. Here's what we do with your information, in plain English.

What We Collect

  • Your name, email, phone number, and address
  • Date of birth and Social Security Number (for credit check)
  • Employment information (employer, income, job title)
  • Vehicle information (if you know what you want)
  • Credit report data (soft pull only)

Why We Collect It

  • To match you with lenders that fit your credit profile
  • To generate accurate pre-approval offers
  • To comply with federal lending regulations (FCRA, ECOA)
  • To prevent fraud and verify your identity
  • To communicate about your application status

Who Sees It

  • Lenders you choose when you select an offer
  • Credit bureaus (for soft credit inquiry only)
  • Our fraud prevention partners (identity verification)
  • Nobody else — we never sell your data to marketers

How Long We Keep It

  • Active applications: Until you get funded or decline
  • Completed applications: 7 years (federal requirement)
  • Documents: 30 days after deal completion
  • Marketing preferences: Until you unsubscribe

Your Rights

  • Access: Request a copy of your data anytime
  • Correction: Fix any incorrect information
  • Deletion: Request deletion (subject to legal limits)
  • Opt-out: Unsubscribe from marketing emails
  • Portability: Export your data in common formats

How to Delete Everything

  • Email privacy@autoloanpro.co with your request
  • We will confirm your identity and process within 30 days
  • Some data must be kept for 7 years (FCRA requirement)
  • You will get confirmation when deletion is complete

The Bottom Line

We only share with lenders you pick. If you do not select an offer, that lender never sees your info.

We never sell your data. Our business model is referral fees from lenders, not selling your information.

Soft pull only. Checking your rate with us does not hurt your credit score.

You can delete everything. Email us anytime to request deletion (some data must be kept 7 years by law).

About Cookies

We use essential cookies to make the site work (like remembering you are logged in). We do not use tracking cookies or sell data to advertisers.

Types of cookies we use:

  • Essential: Session management, security
  • Functional: Remember your preferences
  • Analytics: Understand how people use the site (anonymized)

Questions?

If you have questions about your privacy or want to exercise your rights, email us:

privacy@autoloanpro.co

Need the legal version? Read our full Privacy Policy